/* AXIONIQ — premium financial UI in the colours of the contract logo.
   Graphite ink (#41434f) and logo indigo (#190e90) on white; deep-indigo panels
   for the hero, page headers and footer, where the logo turns white.
   Hairline rules, light-weight headings, gentle lifts on hover. */
:root {
  --bg: #ffffff;
  --bg-2: #f6f6fb;          /* alternating sections, indigo-biased */
  --surface: #ffffff;
  --surface-2: #fafaff;
  --line: #e6e6ef;
  --line-2: #cfd0dd;
  --text: #1f2029;          /* headings: deeper than the logo graphite */
  --body: #41434f;          /* logo graphite */
  --muted: #7c7f8c;
  --accent: #190e90;        /* logo indigo */
  --accent-hi: #2a1fc4;
  --accent-soft: rgba(25, 14, 144, .06);
  --accent-line: rgba(25, 14, 144, .28);
  --on-accent: #ffffff;
  --deep: #0f0a5c;          /* deep indigo panels */
  --deep-2: #190e90;
  --danger: #b42318;
  --shadow: 0 24px 48px -28px rgba(15, 10, 92, .35);

  --f-sans: "Hanken Grotesk", "Helvetica Neue", Helvetica, Arial, sans-serif;
  --ease: cubic-bezier(.22, .61, .36, 1);

  --s-2: .75rem; --s-1: .875rem; --s0: 1.0625rem; --s1: 1.3125rem; --s2: 1.75rem; --s3: clamp(1.9rem, 3.6vw, 2.6rem); --s4: clamp(2.6rem, 6.4vw, 5rem);
  --wrap: 1180px;
  --radius: 2px;
  color-scheme: light;
}

/* Deep-indigo panels: same components, inverted tokens */
.hero, .page-head, .site-foot {
  --bg: var(--deep);
  --bg-2: #140d72;
  --surface: rgba(255, 255, 255, .05);
  --line: rgba(255, 255, 255, .12);
  --line-2: rgba(255, 255, 255, .24);
  --text: #ffffff;
  --body: rgba(255, 255, 255, .80);
  --muted: rgba(255, 255, 255, .58);
  --accent: #b8b3ff;        /* indigo tint, readable on deep indigo */
  --accent-hi: #ffffff;
  --accent-line: rgba(184, 179, 255, .45);
  --accent-soft: rgba(255, 255, 255, .08);
  background: radial-gradient(120% 120% at 85% 0%, #2417b0 0%, var(--deep) 55%, #0a0640 100%);
  color: var(--body);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; background: var(--bg); }
body { margin: 0; background: var(--bg); color: var(--body); font: 400 var(--s0)/1.7 var(--f-sans); -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; overflow-x: hidden; }
img { max-width: 100%; display: block; height: auto; }
a { color: var(--accent); text-underline-offset: .22em; text-decoration-thickness: 1px; transition: color .25s var(--ease); }
a:hover { color: var(--accent-hi); }
::selection { background: #190e90; color: #fff; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 4px; }
h1, h2, h3 { color: var(--text); font-weight: 300; line-height: 1.08; letter-spacing: -.025em; text-wrap: balance; margin: 0; }
h1 { font-size: var(--s4); }
h2 { font-size: var(--s3); }
h3 { font-size: var(--s1); font-weight: 400; letter-spacing: -.01em; line-height: 1.25; }
p { margin: 0; max-width: 66ch; }
strong, b { color: var(--text); font-weight: 600; }
.num { font-variant-numeric: tabular-nums; }

.wrap {
  max-width: var(--wrap); margin-inline: auto;
  padding-left: max(16px, env(safe-area-inset-left, 0px));
  padding-right: max(16px, env(safe-area-inset-right, 0px));
}
@media (min-width: 700px) { .wrap { padding-left: max(32px, env(safe-area-inset-left, 0px)); padding-right: max(32px, env(safe-area-inset-right, 0px)); } }

.eyebrow { display: inline-flex; align-items: center; gap: .8rem; font-size: var(--s-2); font-weight: 600; letter-spacing: .3em; text-transform: uppercase; color: var(--accent); }
.eyebrow::before { content: ""; width: 1.6rem; height: 1px; background: currentColor; opacity: .7; flex: none; }
.clause { font-size: var(--s-2); font-weight: 500; letter-spacing: .1em; color: var(--muted); white-space: nowrap; }
.lede { font-size: var(--s1); line-height: 1.6; color: var(--body); font-weight: 300; }
.muted { color: var(--muted); }
.small { font-size: var(--s-1); line-height: 1.65; }
.stack { display: grid; gap: 1.1rem; align-content: start; min-width: 0; }

/* ---------- Loader (first load per session; CSS-only exit, JS can only speed it up) ---------- */
.loader { position: fixed; inset: 0; z-index: 100; background: #fff; display: grid; place-items: center; animation: loader-out .45s var(--ease) .5s forwards; }
.loader-inner { display: grid; gap: 1.3rem; justify-items: center; }
.loader img { width: 170px; animation: rise .5s var(--ease) both; }
.loader-line { width: 120px; height: 1px; background: #e6e6ef; overflow: hidden; position: relative; }
.loader-line::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, transparent, #190e90, transparent); transform: translateX(-100%); animation: sweep .9s var(--ease) infinite; }
.loaded .loader { animation-delay: 0s; animation-duration: .3s; }
.seen .loader { display: none; }
@keyframes loader-out { to { opacity: 0; visibility: hidden; } }
@keyframes sweep { to { transform: translateX(100%); } }
@keyframes rise { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }

main, .site-head, .site-foot { animation: fade .6s var(--ease) both; }
@keyframes fade { from { opacity: 0; } to { opacity: 1; } }

/* Scroll reveal — class added by JS only, so content is never hidden without it */
.rv { opacity: 0; transform: translateY(14px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.rv.in { opacity: 1; transform: none; }

/* ---------- Logo ---------- */
.logo-link { display: block; flex: none; line-height: 0; }
.logo { width: 150px; height: auto; }
@media (max-width: 600px) { .logo { width: 128px; } }

/* ---------- Header ---------- */
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 10; background: #fff; }
.site-head { position: sticky; top: env(safe-area-inset-top, 0px); z-index: 20; background: rgba(255, 255, 255, .88); backdrop-filter: saturate(160%) blur(14px); -webkit-backdrop-filter: saturate(160%) blur(14px); border-bottom: 1px solid var(--line); }
.site-head .wrap { display: flex; align-items: center; justify-content: space-between; gap: 1rem 2rem; min-height: 4.75rem; }
.nav { display: flex; gap: .3rem 1.9rem; align-items: center; }
.nav a { color: var(--body); text-decoration: none; font-size: .92rem; letter-spacing: .01em; padding-block: .35rem; position: relative; }
.nav a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 1px; background: var(--accent); transform: scaleX(0); transform-origin: left; transition: transform .35s var(--ease); }
.nav a:hover { color: var(--accent); }
.nav a:hover::after, .nav a[aria-current="page"]::after { transform: scaleX(1); }
.nav a[aria-current="page"] { color: var(--accent); }
.nav .nav-cta { color: var(--on-accent); background: var(--accent); border: 1px solid var(--accent); padding: .65rem 1.15rem; border-radius: var(--radius); transition: background .3s var(--ease), box-shadow .3s var(--ease); }
.nav .nav-cta::after { display: none; }
.nav .nav-cta:hover, .nav .nav-cta[aria-current="page"] { color: var(--on-accent); background: var(--accent-hi); box-shadow: 0 8px 22px -10px rgba(25, 14, 144, .6); }
.nav-toggle { display: none; background: none; border: 1px solid var(--line-2); border-radius: var(--radius); width: 2.75rem; height: 2.75rem; padding: 0; cursor: pointer; color: var(--text); place-items: center; }
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after { display: block; width: 18px; height: 1.5px; background: currentColor; position: relative; transition: transform .3s var(--ease), background .3s; }
.nav-toggle span::before, .nav-toggle span::after { content: ""; position: absolute; left: 0; }
.nav-toggle span::before { top: -6px; } .nav-toggle span::after { top: 6px; }
.nav-toggle[aria-expanded="true"] span { background: transparent; }
.nav-toggle[aria-expanded="true"] span::before { transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after { transform: translateY(-6px) rotate(-45deg); }
@media (max-width: 980px) {
  .site-head .wrap { flex-wrap: wrap; }
  .nav { width: 100%; flex-wrap: wrap; gap: .2rem 1.2rem; padding-bottom: .9rem; }
  .js .nav-toggle { display: grid; }
  .js .nav { display: none; flex-direction: column; align-items: stretch; gap: 0; padding-bottom: 1.2rem; }
  .js .nav.open { display: flex; animation: rise .35s var(--ease) both; }
  .js .nav a { padding: .95rem 0; border-bottom: 1px solid var(--line); font-size: 1rem; }
  .js .nav a::after { display: none; }
  .js .nav .nav-cta { margin-top: 1rem; text-align: center; padding: .95rem; }
}

/* ---------- Buttons ---------- */
.btn-row { display: flex; flex-wrap: wrap; gap: .85rem; }
.btn { position: relative; overflow: hidden; display: inline-flex; align-items: center; justify-content: center; gap: .7rem; font: 500 .95rem/1 var(--f-sans); letter-spacing: .03em; padding: 1.1rem 1.6rem; text-decoration: none; border: 1px solid transparent; border-radius: var(--radius); cursor: pointer; transition: transform .35s var(--ease), box-shadow .35s var(--ease), background .35s var(--ease), border-color .35s var(--ease), color .35s var(--ease); }
.btn::after { content: "→"; font-weight: 400; transition: transform .35s var(--ease); }
.btn:hover { transform: translateY(-2px); }
.btn:hover::after { transform: translateX(3px); }
.btn:active { transform: translateY(0); }
.btn-primary { background: #190e90; color: #fff; border-color: #190e90; }
.btn-primary::before { content: ""; position: absolute; inset: 0; background: linear-gradient(110deg, transparent 30%, rgba(255, 255, 255, .28) 50%, transparent 70%); transform: translateX(-120%); transition: transform .8s var(--ease); }
.btn-primary:hover { color: #fff; background: #2a1fc4; box-shadow: 0 12px 30px -12px rgba(25, 14, 144, .7); }
.btn-primary:hover::before { transform: translateX(120%); }
.btn-ghost { background: transparent; color: var(--text); border-color: var(--line-2); }
.btn-ghost:hover { color: var(--accent); border-color: var(--accent); background: var(--accent-soft); }
/* On deep indigo: white primary, light outline secondary */
.hero .btn-primary, .page-head .btn-primary { background: #fff; color: #190e90; border-color: #fff; }
.hero .btn-primary::before, .page-head .btn-primary::before { background: linear-gradient(110deg, transparent 30%, rgba(25, 14, 144, .12) 50%, transparent 70%); }
.hero .btn-primary:hover, .page-head .btn-primary:hover { background: #fff; color: #190e90; box-shadow: 0 14px 34px -12px rgba(0, 0, 0, .55); }
.hero .btn-ghost:hover, .page-head .btn-ghost:hover { color: #fff; border-color: #fff; }
button.btn:disabled { opacity: .55; cursor: progress; transform: none; }

/* ---------- Floating mail button ---------- */
.fab { position: fixed; z-index: 30; right: max(18px, env(safe-area-inset-right, 0px)); bottom: max(18px, env(safe-area-inset-bottom, 0px)); display: flex; align-items: center; gap: 0; height: 56px; min-width: 56px; padding: 0 17px; border-radius: 28px; background: #190e90; color: #fff; text-decoration: none; box-shadow: 0 14px 34px -10px rgba(15, 10, 92, .65), 0 0 0 1px rgba(255, 255, 255, .18) inset; transition: transform .35s var(--ease), box-shadow .35s var(--ease), gap .35s var(--ease), background .35s var(--ease); animation: rise .6s var(--ease) .9s both; }
.fab svg { width: 22px; height: 22px; flex: none; }
.fab .fab-label { max-width: 0; overflow: hidden; white-space: nowrap; font-size: .875rem; font-weight: 500; letter-spacing: .02em; transition: max-width .45s var(--ease); }
.fab:hover, .fab:focus-visible { color: #fff; background: #2a1fc4; transform: translateY(-3px); gap: .6rem; box-shadow: 0 18px 40px -10px rgba(25, 14, 144, .7); }
.fab:hover .fab-label, .fab:focus-visible .fab-label { max-width: 12rem; }
@media (hover: none) { .fab:hover .fab-label { max-width: 0; } .fab:hover { gap: 0; } }

/* ---------- Sections ---------- */
.section { padding-block: clamp(4rem, 9vw, 7.5rem); }
.section + .section { border-top: 1px solid var(--line); }
.section.tinted { background: var(--bg-2); border-top: 0; }
.section.tinted + .section { border-top: 0; }
.sec-head { display: grid; gap: 1.1rem; margin-bottom: clamp(2.4rem, 5vw, 3.8rem); max-width: 70ch; }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: hidden; padding-block: clamp(5rem, 13vw, 10rem) clamp(4rem, 9vw, 7rem); isolation: isolate; }
.hero::after, .page-head::after { content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none; background-image: linear-gradient(rgba(255, 255, 255, .07) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .07) 1px, transparent 1px); background-size: 88px 88px; mask-image: radial-gradient(ellipse 70% 70% at 75% 25%, #000 10%, transparent 75%); -webkit-mask-image: radial-gradient(ellipse 70% 70% at 75% 25%, #000 10%, transparent 75%); }
.cover { display: grid; gap: 1.6rem; max-width: 60rem; }
.cover h1 { max-width: 18ch; }
.hero .cover h1 { font-size: clamp(2.8rem, 7.4vw, 6rem); line-height: 1.02; letter-spacing: -.035em; }
.cover h1 .dot { color: var(--accent); }
.cover .sub { color: var(--text); font-size: var(--s1); font-weight: 300; max-width: 46ch; line-height: 1.55; }
.hero .lede { font-size: var(--s0); max-width: 58ch; }
.hero .btn-row { margin-top: 2.8rem; }
.hero .cover > * { animation: rise .9s var(--ease) both; }
.hero .cover > :nth-child(2) { animation-delay: .08s; } .hero .cover > :nth-child(3) { animation-delay: .16s; } .hero .cover > :nth-child(4) { animation-delay: .24s; }
.hero .btn-row { animation: rise .9s var(--ease) .32s both; }

/* ---------- Key figures band ---------- */
.band { border-bottom: 1px solid var(--line); background: var(--bg); }
.band .wrap { padding-block: clamp(1.6rem, 4vw, 2.4rem); }
.band-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1px; margin: 0; background: var(--line); border: 1px solid var(--line); }
.band-grid div { display: grid; gap: .55rem; align-content: start; min-width: 0; background: var(--bg); padding: 1.5rem 1.5rem 1.6rem; transition: background .35s var(--ease); }
.band-grid div:hover { background: var(--bg-2); }
.band-grid dt { font-size: var(--s-2); letter-spacing: .16em; text-transform: uppercase; color: var(--muted); }
.band-grid dd { margin: 0; color: var(--text); font-size: clamp(1.8rem, 3.2vw, 2.5rem); font-weight: 300; line-height: 1.05; letter-spacing: -.02em; font-variant-numeric: tabular-nums; }
.band-grid dd small { font-size: var(--s-1); color: var(--accent); font-weight: 500; letter-spacing: .02em; }
.band-note { margin-top: 1.3rem; font-size: var(--s-1); color: var(--muted); letter-spacing: .01em; max-width: none; }
@media (max-width: 820px) { .band-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 380px) { .band-grid div { padding: 1.2rem 1rem; } }

/* ---------- Cards ---------- */
.asset, .pillar { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); transition: transform .45s var(--ease), border-color .45s var(--ease), box-shadow .45s var(--ease); }
.asset:hover, .pillar:hover { transform: translateY(-4px); border-color: var(--accent-line); box-shadow: var(--shadow); }

.assets { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.25rem; }
.asset { position: relative; display: grid; gap: .8rem; align-content: start; padding: 2.2rem 2rem 2.4rem; min-width: 0; overflow: hidden; }
.asset::before { content: attr(data-n); position: absolute; top: 1.6rem; right: 1.8rem; font-size: var(--s-2); letter-spacing: .2em; color: var(--muted); }
.asset::after { content: ""; position: absolute; left: 0; top: 0; height: 2px; width: 100%; background: var(--accent); transform: scaleX(0); transform-origin: left; transition: transform .6s var(--ease); }
.asset:hover::after { transform: scaleX(1); }
.asset svg { width: 44px; height: 44px; color: var(--accent); margin-bottom: 1.2rem; }
.asset h3 { font-size: 1.6rem; font-weight: 300; }
@media (max-width: 860px) { .assets { grid-template-columns: 1fr; } }

.pillars { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1.25rem; }
.pillar { display: grid; gap: .7rem; align-content: start; padding: 1.8rem 1.6rem 2rem; min-width: 0; border-top: 2px solid var(--accent); }
@media (max-width: 1000px) { .pillars { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .pillars { grid-template-columns: 1fr; } }

/* ---------- Key terms ---------- */
.keyterms { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 clamp(2rem, 5vw, 4.5rem); border-top: 1px solid var(--text); margin: 0; }
.keyterms div { display: grid; grid-template-columns: 11rem minmax(0, 1fr); gap: 1rem; padding-block: 1.25rem; border-bottom: 1px solid var(--line); }
.keyterms dt { color: var(--accent); font-weight: 500; }
.keyterms dd { margin: 0; }
@media (max-width: 900px) { .keyterms { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .keyterms div { grid-template-columns: 1fr; gap: .25rem; } }

/* ---------- Process ---------- */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); counter-reset: s; position: relative; }
.steps li { counter-increment: s; display: grid; gap: .6rem; align-content: start; padding: 0 1.4rem 0 0; min-width: 0; position: relative; }
.steps li::before { content: "0" counter(s); font-size: var(--s-2); font-weight: 600; letter-spacing: .2em; color: var(--accent); padding-bottom: 1.2rem; margin-bottom: .6rem; border-bottom: 1px solid var(--line-2); }
.steps li::after { content: ""; position: absolute; left: 0; top: calc(1.2rem + 1.1em); width: 7px; height: 7px; border-radius: 50%; background: var(--accent); transform: translateY(-3px); box-shadow: 0 0 0 4px var(--bg-2); }
@media (max-width: 1000px) { .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2.2rem 0; } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); }
table { width: 100%; border-collapse: collapse; min-width: 600px; font-size: var(--s0); }
th, td { text-align: left; padding: 1.15rem 1.4rem; border-bottom: 1px solid var(--line); vertical-align: top; }
tbody tr:last-child td { border-bottom: 0; }
tbody tr { transition: background .3s var(--ease); }
tbody tr:hover { background: var(--surface-2); }
thead th { font-size: var(--s-2); font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); background: var(--bg-2); border-bottom: 1px solid var(--line-2); }
td:first-child { color: var(--text); font-weight: 500; }
td.rate { color: var(--accent); font-weight: 600; white-space: nowrap; font-variant-numeric: tabular-nums; }
.table-title { font-size: var(--s-2); font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--muted); margin: 0 0 .9rem; }
.tables { display: grid; grid-template-columns: minmax(0, 1fr); gap: 2.4rem; }
/* Phones: each row becomes a labelled card (labels copied from <th> by app.js) */
@media (max-width: 640px) {
  .js .table-wrap { overflow: visible; border: 0; background: none; }
  .js .table-wrap table, .js .table-wrap tbody, .js .table-wrap tr, .js .table-wrap td { display: block; min-width: 0; }
  .js .table-wrap thead { display: none; }
  .js .table-wrap tr { border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); padding: .4rem 1.1rem; margin-bottom: .75rem; }
  .js .table-wrap td { padding: .7rem 0; border-bottom: 1px solid var(--line); display: grid; grid-template-columns: 6.5rem minmax(0, 1fr); gap: .8rem; }
  .js .table-wrap td:last-child { border-bottom: 0; }
  .js .table-wrap td::before { content: attr(data-label); font-size: var(--s-2); font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); padding-top: .2rem; }
  .js .table-wrap td:first-child { display: block; font-size: 1.05rem; }
  .js .table-wrap td:first-child::before { display: none; }
  .js .table-wrap td.rate { white-space: normal; }
}

/* ---------- Two columns ---------- */
.split { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr); gap: clamp(2rem, 6vw, 5.5rem); align-items: start; }
.halves { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(2rem, 5vw, 4.5rem); align-items: start; }
@media (max-width: 860px) { .split, .halves { grid-template-columns: 1fr; } }

/* ---------- Clause list ---------- */
.clauses { display: grid; gap: 0; border-top: 1px solid var(--text); margin: 0; }
.clauses > div { display: grid; grid-template-columns: 4.4rem minmax(0, 1fr); gap: 1rem; padding-block: 1.2rem; border-bottom: 1px solid var(--line); }
.clauses dt { color: var(--accent); font-weight: 600; font-size: var(--s-1); letter-spacing: .04em; padding-top: .15rem; font-variant-numeric: tabular-nums; }
.clauses dd { margin: 0; }

/* ---------- Early exit chart ---------- */
.exit-chart { display: grid; gap: 1.2rem; padding: clamp(1.4rem, 3vw, 2.2rem); border: 1px solid var(--line); background: var(--surface); border-radius: var(--radius); }
.bar-row { display: grid; grid-template-columns: 7rem minmax(0, 1fr) 3.4rem; gap: 1rem; align-items: center; }
.bar-row > span:first-child { color: var(--body); font-size: var(--s-1); }
.bar-track { height: 6px; background: var(--accent-soft); position: relative; border-radius: 3px; overflow: hidden; }
.bar-fill { position: absolute; inset: 0 auto 0 0; background: linear-gradient(90deg, #190e90, #3a2fd6); border-radius: 3px; transform-origin: left; }
.rv .bar-fill { transform: scaleX(0); transition: transform 1.2s var(--ease) .2s; }
.rv.in .bar-fill { transform: scaleX(1); }
.bar-row .v { text-align: right; color: var(--text); font-weight: 500; font-variant-numeric: tabular-nums; }
.axis { display: grid; grid-template-columns: 7rem minmax(0, 1fr) 3.4rem; gap: 1rem; font-size: var(--s-2); color: var(--muted); }
.axis span:nth-child(2) { display: flex; justify-content: space-between; border-top: 1px solid var(--line); padding-top: .4rem; }
@media (max-width: 420px) { .bar-row, .axis { grid-template-columns: 5.4rem minmax(0, 1fr) 3rem; gap: .6rem; } }

/* ---------- Calculator & fields ---------- */
.calc { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: clamp(1.5rem, 4vw, 3.5rem); background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(1.4rem, 3vw, 2.6rem); }
@media (max-width: 800px) { .calc { grid-template-columns: 1fr; } }
.field { display: grid; gap: .5rem; }
.field label { font-size: var(--s-2); color: var(--body); font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.field input, .field textarea, .field select { font: 400 1rem/1.4 var(--f-sans); color: var(--text); background: #fff; border: 1px solid var(--line-2); padding: .9rem 1rem; border-radius: var(--radius); width: 100%; transition: border-color .3s var(--ease), box-shadow .3s var(--ease); }
.field select { appearance: none; -webkit-appearance: none; background-image: linear-gradient(45deg, transparent 50%, #190e90 50%), linear-gradient(135deg, #190e90 50%, transparent 50%); background-position: calc(100% - 1.2rem) 52%, calc(100% - .9rem) 52%; background-size: 5px 5px; background-repeat: no-repeat; padding-right: 2.4rem; }
.field input:hover, .field textarea:hover, .field select:hover { border-color: #a9abbd; }
.field input:focus, .field textarea:focus, .field select:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(25, 14, 144, .12); }
.field textarea { min-height: 9rem; resize: vertical; }
.calc .field input { font-size: 1.8rem; font-weight: 300; letter-spacing: -.01em; font-variant-numeric: tabular-nums; padding-block: 1rem; }
.err { color: var(--danger); font-size: var(--s-1); min-height: 1.2em; }
.calc-out { margin: 0; display: grid; }
.calc-out div { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 1rem; padding-block: .9rem; border-bottom: 1px solid var(--line); align-items: baseline; }
.calc-out div:last-child { border-bottom: 0; }
.calc-out dt { font-size: var(--s-1); }
.calc-out dd { margin: 0; color: var(--text); font-weight: 500; font-variant-numeric: tabular-nums; }

/* ---------- Notices ---------- */
.notice { border-left: 2px solid var(--accent); padding: .3rem 0 .3rem 1.4rem; display: grid; gap: .6rem; }
.warning { background: var(--bg-2); border-bottom: 1px solid var(--line); }
.warning .wrap { padding-block: 1.3rem; }
.warning p { max-width: none; }

/* ---------- Inner page header ---------- */
.page-head { position: relative; overflow: hidden; isolation: isolate; padding-block: clamp(4rem, 10vw, 7rem) clamp(2.8rem, 6vw, 4.2rem); }
.page-head .cover { max-width: 62rem; }
.page-head .cover > * { animation: rise .8s var(--ease) both; }
.page-head .cover > :nth-child(2) { animation-delay: .07s; } .page-head .cover > :nth-child(3) { animation-delay: .14s; }
.page-head h1 { font-size: clamp(2.4rem, 5.4vw, 4.2rem); max-width: 22ch; }
.prose { display: grid; gap: 1.15rem; max-width: 72ch; }
.prose h2 { font-size: var(--s2); margin-top: 1.6rem; }
.prose ul, .prose ol { margin: 0; padding-left: 1.25rem; display: grid; gap: .5rem; }
.prose li::marker { color: var(--accent); }

/* ---------- Company record ---------- */
.record { margin: 0; display: grid; border-top: 1px solid var(--text); }
.record div { display: grid; grid-template-columns: 12rem minmax(0, 1fr); gap: 1rem; padding-block: 1rem; border-bottom: 1px solid var(--line); }
.record dt { color: var(--muted); font-size: var(--s-1); padding-top: .15rem; }
.record dd { margin: 0; color: var(--text); }
@media (max-width: 560px) { .record div { grid-template-columns: 1fr; gap: .2rem; } }
.mail { display: flex; flex-wrap: wrap; align-items: center; gap: .5rem .8rem; }
.copy { font: 600 var(--s-2)/1 var(--f-sans); letter-spacing: .12em; text-transform: uppercase; background: none; border: 1px solid var(--line-2); border-radius: var(--radius); color: var(--body); padding: .5rem .7rem; cursor: pointer; transition: border-color .3s var(--ease), color .3s var(--ease); }
.copy:hover { border-color: var(--accent); color: var(--accent); }

/* ---------- Form ---------- */
.form { display: grid; gap: 1.2rem; padding: clamp(1.4rem, 3vw, 2.4rem); border: 1px solid var(--line); background: var(--bg-2); border-radius: var(--radius); }
.form-row { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 1.2rem; }
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.check { display: grid; grid-template-columns: auto minmax(0, 1fr); gap: .8rem; align-items: start; font-size: var(--s-1); }
.check input { width: 1.1rem; height: 1.1rem; margin-top: .25rem; accent-color: #190e90; }
.form-status { font-size: var(--s-1); min-height: 1.3em; }
.form-status.ok { color: var(--accent); font-weight: 500; }
.form-status.bad { color: var(--danger); }

/* ---------- Footer ---------- */
.site-foot { position: relative; }
.site-foot .wrap { padding-block: clamp(3.4rem, 7vw, 5rem) calc(2.4rem + 56px); display: grid; gap: 2.6rem; }
.foot-grid { display: grid; grid-template-columns: minmax(0, 1.6fr) repeat(3, minmax(0, 1fr)); gap: 2.2rem; }
.foot-grid h4 { margin: 0 0 1.1rem; font-size: var(--s-2); font-weight: 600; letter-spacing: .26em; text-transform: uppercase; color: var(--text); }
.foot-grid ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .6rem; }
.foot-grid a { color: var(--body); text-decoration: none; font-size: var(--s-1); }
.foot-grid a:hover { color: #fff; }
.foot-brand { display: grid; gap: 1.3rem; align-content: start; }
.foot-brand .logo { width: 170px; }
.foot-brand p { max-width: 38ch; }
.foot-legal { border-top: 1px solid var(--line); padding-top: 1.8rem; display: grid; gap: .7rem; font-size: var(--s-2); line-height: 1.7; color: var(--muted); }
.foot-legal p { max-width: 115ch; }
.foot-legal strong { color: var(--body); font-weight: 600; }
@media (max-width: 860px) { .foot-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } .foot-brand { grid-column: 1 / -1; } }
@media (max-width: 520px) { .foot-grid { grid-template-columns: 1fr 1fr; } }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation-duration: .01ms !important; animation-delay: 0s !important; }
  .rv { opacity: 1; transform: none; }
  .rv .bar-fill { transform: none; }
}